Discover Mutual Funds.
Mutual funds in India are investment vehicles managed by companies that pool money from investors and allocate it across diverse assets like equities, bonds, and gold. A professional fund manager oversees these investments, making decisions on where to invest and when to exit holdings.
Their aim is to optimize returns while managing risk effectively. With different types of mutual funds scheme, investors gain access to expert management and diversified portfolios, making them an attractive option for those seeking potential growth while mitigating risk.
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Mutual Funds by Categories.
Equity funds invest a majority of their assets in stocks. These types of mutual funds are classified into different categories based on the market cap of the stocks they invest in.
Types of Equity Funds
Large-Cap Fund
Invest the majority of assets in the top 100 companies with the highest market capitalization.
Small-Cap Fund
Invest at least 65% in companies ranked 251st or higher by market cap.
Large & Mid-Cap Fund
Large & Mid Cap Fund-An equity mutual funds scheme investing in large cap and midcap stocks. Minimum 35% investment in large cap companies.
Focused Fund
An equity scheme investing in up to 30 stocks across different market caps. Minimum 65% investment in equity & equity related instruments.
ELSS
An equity linked saving scheme with a 3-year lock-in period and tax benefits. Minimum 80% investment in equity & equity related instruments.
Mid-Cap Fund
Invest at least 65% of assets to companies ranked 101st to 250th by market capitalization.
Multi-Cap Fund
Invest at least 25% of assets in each of large, mid, and small-cap stocks.
Dividend Yield Fund
An equity scheme investing mainly in dividend yielding stocks, with at least 65% of assets in equity.
Sectoral/Thematic
An equity scheme mutual funds focused on a specific sector/theme, with at least 80% of assets in related instruments.
Value Fund
An equity scheme with a value investment strategy, investing at least 65% in equity and related instruments.
Contra Fund
An equity scheme with a contrarian investment strategy, investing at least 65% in equity & equity related instruments.
Debt funds invest in bonds and other fixed-income securities. They aim to provide stable returns through interest payments while preserving the invested capital. These mutual funds in India are suitable for investors looking for steady income with lower risk compared to stocks.
Types of Debt Funds
Overnight Fund
An open-ended debt mutual funds scheme investing in overnight securities with a 1-day maturity.
Ultra Short Duration Fund
An ultra-short term debt scheme investing in instruments with Macaulay duration of 3-6 months.
Liquid Fund
An open-ended liquid mutual funds scheme investing in debt and money market securities with a maturity of up to 91 days.
Medium Duration Fund
An open-ended debt scheme investing in instruments with a Macaulay duration of 3-4 years.
Medium to Long Duration Fund
An open-ended medium-term debt scheme investing in instruments with Macaulay duration between 4 and 7 years.
Long Duration Fund
An open-ended debt scheme investing in instruments with Macaulay duration over 7 years.
Low Duration Fund
An open-ended debt scheme with a duration of 6-12 months
Money Market Fund
Debt scheme investing in short-term money market instruments with up to 1-year maturity.
Short Duration Fund
An open-ended debt scheme investing in instruments with Macaulay duration of 1-3 years
Banking and PSU Fund
An open-ended debt scheme investing mainly in bank, public sector, and financial institution debt with at least 80% of total assets.
Floater Fund
Open-ended debt scheme investing primarily in floating rate instruments with a minimum 65% allocation of total assets.
Dynamic Bond
An open ended dynamic debt scheme investing across duration.
Corporate Bond Fund
An open-ended debt scheme investing at least 80% of total assets in highest-rated corporate bonds.
Credit Risk Fund
An open-ended debt scheme investing in below highest rated corporate bonds with at least 65% in corporate bonds.
Gilt Fund
Open-ended debt scheme investing primarily in government securities across different maturities.
Gilt Fund with 10 year constant duration
An open-ended debt scheme investing primarily in 10-year government securities to match a portfolio Macaulay duration of 10 years.
Hybrid funds invest in a mix of stocks (equities) and bonds (fixed income). They aim to balance growth and stability by diversifying across asset classes. These types of mutual funds offer investors the opportunity for both capital appreciation and income generation.
Conservative Hybrid Fund
Allocate 10-25% to equities and 75-90% to debt instruments.
Dynamic Asset Allocation or Balanced Advantage
An open ended dynamic asset allocation fund. Investment in equity/ debt that is managed dynamically.
Multi Asset Allocation
Invests in at least three asset classes with a minimum allocation of atleast 10% each in all three asset classes
Arbitrage Fund
Scheme following arbitrage strategy. Minimum investment in equity & equity related instruments-65% of total assets
Equity Savings
Invest at least 65% in stocks, 10% in debt. SID clarifies hedged & unhedged ratios.
Balanced Hybrid Fund
Equity & related instruments: 40%-60% of assets; Debt instruments: 40%-60%. No Arbitrage allowed.
Aggressive Hybrid Fund
Equity & related instruments: 65%-80% of assets; Debt instruments: 20%-35%.
Solution Oriented Schemes
Retirement Fund
An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier). Scheme having a lock-in for atleast 5 years or till retirement age whichever is earlier
Children’s Fund
An open ended fund for investment for children having a lock-in for atleast 5 years or till the child attains age of majority.
Scheme having a lock-in for atleast 5 years or till the child attains age of majoritywhichever is earlier.
Other Mutual Funds Schemes
Index Funds/ ETFs
An open ended mutual funds scheme replicating/ tracking _ index.
Minimum investment in securities of a particular index (which is being replicated/ tracked)-95% of total assets.
FoFs (Overseas/ Domestic)
An open ended fund of fund scheme investing in ___ fund (mention the underlying fund).
Minimum investment in the underlying fund-95% of total assets.
Top Asset Mnagement Companies (AMCs) in India.
SBI Mutual Fund
ICICI Prudential Mutual Fund
HDFC Mutual Fund
Nippon India Mutual Fund
Kotak Mahindra Mutual Fund
Aditya Birla Sun Life Mutual Fund
UTI Mutual Fund
Axis Mutual Fund
Mirae Asset Mutual Fund
Edelweiss Mutual Fund
SBI Mutual Funds
HDFC Mutual Funds
Kotak Mhindra Mutual Funds
UTI Mutual Funds
Mirae Asset Mutual Funds
ICICI Prudential Mutual Funds
Nippon India Mutual Funds
Aditya Birla Sun Life Mutual Funds
Axis Mutual Funds